Paycurra Privacy Policy

PLEASE READ THIS AGREEMENT CAREFULLY

The Paycurra service, website and/or software application (collectively, the “platform”) enables you to provide your customers with easy and safe checkout option, and reward loyal customers with discounts, points, free gifts and cashbacks as incentive. The platform is operated by Paycurra Limited, subject to these Terms of Service.

1. Overview

Paycurra has created this Privacy Statement to clarify how we collect, keep, process, share, and transfer your Personal Data during your visits to our platform.
This Privacy Statement is relevant to your Personal Data only when you're using our platform, The Privacy Statement offers you insights into how we handle your privacy and provides you options available when using our platform.
The Glossary section provides you a list of all terms used in this document, and their definition.

2. Personal Data Capture and Storage

We may capture information about you when you explore our platform, some of which may include the following:

• User registration and customer onboarding information – When you sign up to use our platform, we will collect the required Personal Data to provide and meet the functional requirements for the platform use cases you need. This may include your name, mailing address, contact number, email address, identification particulars and other additional personal data to set up an Account.
• Payments and transactional information – When you make purchases from merchants, redeem points or pay with a coupon, we collect data regarding the transaction. This includes specifics about the transaction itself, the amount spent on items or services, details about the seller, and information about any payment methods used to complete the transaction. Alongside this, we gather Device Information, Technical Usage Data, and Geolocation Information related to the interaction.
• Data from Third-Party Sources – We gather information from third-party sources like merchants, data providers, and credit bureaus, where allowed by law.
• Additional Information Collected About Your Site and Service Usage – In addition to the aforementioned data, we might gather information connected to your interaction with our platform. This could encompass details obtained when you engage with us, get in touch with our customer support teams, or participate in a survey.

3. Need for your Personal Data

Your Personal Data is kept to meet our legal or regulatory responsibilities and for our business purposes. Sometimes, we might retain Personal Data for durations longer than mandated by law, as long as it aligns with our legitimate business interests and isn't against the law. If your Account is closed, we might take measures to protect Personal Data and other info, yet we maintain the right to keep and access the data as needed to adhere to relevant laws. Our use and disclosure of such Personal Data will persist following the principles laid out in this Privacy Statement.