Paycurra
Commerce Platform
Every reward is orchestrated in-flow, giving customers value and driving measurable engagement for your business.
Orchestrate the full reward journey
Connect transaction context, eligibility and funding, personalisation, and settlement into a unified end-to-end rewards flow.
Offer surfaced in-app, reward applied instantly
A customer sees a co-funded merchant offer inside their banking app, reserves it, and pays with their card, and the reward is redeemed in real time, with funding shared between bank and merchant.
Incentive presented at checkout, value confirmed before payment
Evaluate eligibility, apply funding rules, and determine reward outcomes in real time, before the transaction completes, so customers see instant, trusted value.
Visit recognised, repeat behaviour rewarded
In hospitality, legacy points are replaced with real-time incentives that respond to frequency, spend, and partner promotions.
Headless APIs: Real-time,
transaction-native, reward execution
The commerce platform exposes a set of headless APIs with core capabilities that enable and run reward logic inside your payments or transaction flows securely.
Loyalty & Promotion Activation APIs
API-first capabilities that enable customers to enrol in loyalty and promotional programmes and receive rewards directly within your own digital experiences. Whether in a banking app, online store-front, or in-store POS, activation and issuance happen seamlessly in-flow.
Earn, Redeem & Settlement APIs
APIs that manage reward earning and redemption at the point of transaction across channels, extending through to post-transaction reconciliation; including ledger updates, funding allocation, and partner settlement.
Wallet apis
Secure, identity-linked Wallet APIs that provide real-time visibility of session earnings, points balances, reserved promotions, expired rewards, and stored card tokens. Rewards are issued with unique codes and targeted based on individual behaviour.
